Use of this website is subject to the following terms and conditions:

This website is issued by Forthplus Pensions Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Register number 653170, see FCA register for registration details ) and registered in England and Wales No 07990504.

The registered office for the Company is Elma House, Beaconsfield Close, Hatfield, Hertfordshire, AL10 8YG, United Kingdom.

References in this disclaimer to “Forthplus”, “Forthplus Pensions” or “we”, “us” or “our” refer to Forthplus Pensions Limited and references to “users” (or “clients”, “you”, “your”) refer to any users of the website.

Forthplus Pensions may update this disclaimer at any time for legal or regulatory reasons, or to reflect changes in our services or business practices.
The Forthplus website is provided solely for private clients and fully regulated financial advice firms. It may not be used by any other third party or commercial organisation without prior written consent from Forthplus Pensions.

Please read our general Terms and Conditions of business which apply to using this website and services offered. Separate Terms and Conditions may apply to other services.

The website does not provide investment advice and no information provided should be construed as being personalised investment advice for your circumstances. Before making any investment choice, clients should always take adequate steps to verify the accuracy and completeness of any information contained on the site.

The Forthplus website may also contain links to, and from, third parties which are included for your convenience and information only. The information and services offered within these third-party websites may have been produced by companies independent of Forthplus who may not be regulated to conduct investment business. The content of these third-party websites is not controlled, maintained or endorsed by Forthplus in any way and Forthplus do not make any warranty as to the accuracy of the information contained within them. Any information, views or opinions accessed via links from the Forthplus website are solely those of the relevant provider and are not necessarily shared by Forthplus Pensions. As such, Forthplus Pensions accepts no responsibility for these third-party websites.

Forthplus Pensions permits and welcomes linking by other sites to the front page of our website, but reserves the right to remove this permission at any time. Users may not delete or alter in any way any copyright, trademark, intellectual property or other legal notices from any part of the website. Any third-party sites, or pages which are linked to the site, have not been reviewed by us. We have no responsibility for the authors or the content of other sites or pages linked or linking to the site and we accept no responsibility or liability for any losses or penalties whatsoever that may be incurred as a result of any linking to any location or any link sites.

Users of the website agree and understand that while it may be possible to access information through the Forthplus website this does not constitute a personal recommendation to buy, sell, or otherwise trade all or any of the investments which may be referred to.

Please note that the entire Forthplus website, and any entries, passwords or usernames made, are accessible for viewing by Forthplus Pensions. This information will not be passed to any third parties and will only be utilised for the purposes of assisting you in the event of a query.

Any technical support given by Forthplus Pensions staff is given in good faith and Forthplus Pensions cannot accept liability for any data or information held on your computer, which may be lost or damaged in processes advised.

Neither Forthplus Pensions nor any of its information providers, licensors, directors or employees warrants that their supply of information to users will be uninterrupted or error free; nor does Forthplus Pensions nor any of its information providers, licensors, directors or employees make any warranty as to the results to be obtained from use of the Service. Forthplus Pensions may suspend the operation of the site for repair or maintenance work or in order to update or upgrade its contents or functionality from time to time. Forthplus Pensions may change the format and content of the sites at its sole discretion from time to time.

The Forthplus website may use pop-up windows to display certain types of information, please ensure that you have disabled pop-up blockers from your browser when using our website. Forthplus Pensions will not be held liable for any loss incurred as a result of your inability to view information resulting from the use of pop up blockers.

Forthplus Pensions accepts no liability for loss or damage suffered by users as a result of accessing site contents using a computer which contains any virus or which has been maliciously corrupted. Forthplus Pensions encourages the widespread use of antivirus programs so you can protect your computer from viruses and other malware. Users should refresh their browser each time they visit the site to ensure that they access the most up to date version.

All copyright and other intellectual property rights in any material (including text, photographs and other images and sound) contained in the Forthplus site is either owned by Forthplus Pensions or has been licensed to Forthplus Pensions by the rights owner(s) for use by Forthplus Pensions on the site. Users are only allowed to use the site and the material contained as set out in these terms and conditions.


Forthplus Limited, and Forthplus Pensions where appropriate, are the owner or the licensee of all intellectual property pertaining to Forthplus, including but not limited to everything on our site, and the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.



80 George Street, Edinburgh,
EH2 3BU, United Kingdom.
T: +44 (0) 345 646 0156
F: +44 (0) 131 777 2668


Elma House,
Beaconsfield Close,
Hatfield, Hertfordshire,
AL10 8YG,
United Kingdom.